Credit Card Insider is an independent, advertising supported website. The world's best bras. The Victoria's Secret Angel Card provides lingerie lovers with a great way to earn exclusive savings at Victoria's Secret. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Each time you make a cash advance transaction using your credit card you’ll be charged a fee. Read this for help picking your first card and find out what to expect when you apply. Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page. Western Carolina Loan. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. The phone number to call is 1-800-695-9478, or TDD/TTY 1-800-695-1788. ADVERTISER DISCLOSURE: Credit Card Insider is an independent, advertising supported website. Victoria’s Secret Credit Card Advertiser relationships do not affect card ratings or our Best Card Picks. Comenity Bank is the issuer of the Victoria’s Secret Angel Card, and it’s known for having a variety of issues itself. Annual Fee. Certainly something to think about: Learn all about maximizing your Chase rewards! Although most cardholders probably never run into an issue, it would be a shame to stop shopping at one of your favorite stores because this card soured the experience. To help prevent unauthorized card use, First Option Bank credit and debit cards are protected by Falcon ® Fraud Manager 24 hours a day, 7 days a week. You will receive a letter from us at the address associated with your account (which may be different than the address you enter here). Points are worth 4 cents each at these tiers. If you use this card, be sure to pay very close attention to your account and pay your bills ahead of the due date, to allow for processing delays and to give you time to sort out any errors. Take note that online payments made before 8 p.m. EST will be credited to your account that same day; but payments made after 8 p.m. EST will be credited to your account the next day. And phone payments will cost $9 each, so avoid them like the proverbial plague. The sexiest panties & lingerie. You can submit a Victoria's Secret credit card payment by logging in online, or you can pay by phone, by mail, or in-person at a Victoria’s Secret store. Unlike the Angel card, you’ll earn cash back on purchases made through Amazon, and Whole Foods Markets, and in a few other categories. Credit Card Insider and CardRatings may receive a commission from card issuers. Sponsored Links. Personal finance analyst J.R. Duren said Bank of America dropped the limit on his Cash Rewards card by $2,000 at a time when his score fell. Advertising partners do not edit or endorse our editorial content. You’ll get free standard shipping on Victoria’s Secret purchases that include eligible bras. That’s why Victoria’s Secret offers its retailer credit card, the Victoria’s Secret Angel Card, to lure shoppers with its in-house benefits and rewards program. Selecting the original VS Angel design or the PINK Angel design. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Hey guys!I haven't updated my financial videos in a couple months but here is a great update! $0-$59 ^ Credit Limit. Even worse, cash advances can signal to lenders that you’re being irresponsible with money. 35% off. If you can manage to get 2 cents per point, for example, you’d be earning a 4% cash back equivalent with every purchase! 35% off. Checking your eligibility does not affect your credit score. Review and submit … Victoria's Secret. Angel Forever cardholders earn 50% more for their spending, with an 18% cash back equivalent on bras and 6% back on everything else. An upgrade to Forever status will last for the rest of the Program Year, and for the entire subsequent Program Year. Devotees of Victoria’s Secret might love the Victoria’s Secret Angel Card, which provides ample rewards and perks for cardholders. Triple point days are selected after the fact, rather than before. 35% off. At the highest membership tier — Angel Forever — this card provides an 18% cash back equivalent for bra purchases, with a 6% cash back equivalent for other purchases. Any opinions, analyses, reviews, or evaluations provided here are those of the author’s alone, and have not been reviewed, approved, or otherwise endorsed by the Advertiser. 35% off. At the first two membership tiers — Angel and Angel VIP — the Victoria’s Secret Angel Card provides a 12% cash back equivalent for bra purchases at Victoria’s Secret, with a 4% cash back equivalent for other purchases. I am applying to Comenity Bank for, and hereby request, a Victoria's Secret credit card account for personal, family or household use. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Details. This is an unfortunate situation, because if you’re trying to pay at the last minute but the website is having problems, you might end up late. Details. Victoria's Secret, a subsidiary of L Brands Inc. (LB), has its own branded credit card called the Angel card. Go ahead and share it with a friend! You can check the official terms and conditions for the Victoria’s Secret Angel Card here, on the application page. You’ll be taken to Victoria’s Secret’s website to submit your information. Variable APR. Victoria Secret Credit Card Status; hot deals. A list of these issuers can be found on our Editorial Guidelines. It provides 3X points per dollar for bra purchases from Victoria’s Secret, and 1X point for all other Victoria’s Secret purchases. And you will not earn any Angel Reward points for Bath & Body Works purchases. Cash Back rewards do not expire as long as your account is open. Category : Fast Easy Loan. The benefits accumulate across the different membership tiers, so you’ll want to be spending quite a bit to get the most out of the Macy’s card. The following cards aren’t as rewarding as the Victoria’s Secret Angel Card for purchases from Victoria’s Secret, but you may find them more useful overall. 35% off. EDITORIAL DISCLOSURE: The editorial content on this site is not provided by the companies whose products are featured. Be sure to investigate your card carefully to get as much as you can out of it. So it’s a bit more versatile and therefore might end up being slightly more rewarding. 35% off. Page is taking longer to load than expected. Fair. There's a hidden mathematical pattern in your credit card (also works for debit cards or ATM cards). You can pay your credit card account bill online, in-store, or by phone. You’ll also get access to triple point days throughout the year, along with a once-a-month opportunity to earn double points on a purchase when making a card payment in-store. Credit Card Insider has not reviewed all available credit card offers in the marketplace. No Rewards.. This card requires an Amazon Prime membership, but there’s a less rewarding version available if you don’t feel like subscribing: the Amazon Rewards Visa Signature Card. If you pay online before 8 p.m. EST, you’ll be credited for paying on that same day; after 8 p.m. EST, you’ll be credited for paying the next day. Content is not provided or commissioned by any credit card issuers. You can see your payment options for this card above. Earning cash back and getting perks Victoria’s Secret? So your points will be worth 50% more once you reach Forever status, giving you a pretty strong incentive to upgrade if possible. Credit Card Insider has not reviewed all available credit card offers in the marketplace. New to credit cards? For complete details of any products mentioned, visit bank or issuer website. Simple and transparent. The responses below are not provided or commissioned by bank advertisers. So you should obviously avoid this payment method if you can help it. Navigate to the “OFFERS & PAYMENT” section of the checkout screen. It might be difficult to figure out all the reward and benefit details of the Victoria’s Secret Angel Card by browsing the Victoria’s Secret website or checking your card documentation. There’s no cash-back option for cardholders; you can only earn points toward gift cards. But unfortunately we’ve received a number of complaints about this card, especially concerning customer service and the way payments are processed. If you do, the interest charges will likely cancel out any rewards or cost-saving benefits you get from the card. And we go into more detail about a couple of these benefits below. The value of your Angel Reward points will depend on your tier status: Angel, Angel VIP, or Angel Forever. And to reach Forever status at 1,000 points, the most you’ll need to spend is $1,000, if you’re earning at the basic 1X rate. You’ll also be able to choose triple point days every year, when you’ll earn 3X points per dollar on non-bra purchases from Victoria’s Secret. For Angel and Angel VIP cardholders, your points are worth 4 cents each. Learn more in our Editorial Guidelines. So if you need some extra time to pay things off and are looking for a more versatile card that’s still fairly rewarding in its own right, this might be the one for you. Travel purchased through Chase Ultimate Rewards, $200 bonus for spending $500 in the first 3 months. If you have to deal with customer support (and hopefully you don’t) try to get any important account information in writing. So, if you’re not a die-hard fan who visits the store every month or two, the Victoria’s Secret Angel Card may not be right for you. There is the advantage of special promotions and exclusive offers – and if you’re a die-hard Victoria’s Secret customer, this could be a huge benefit for you. The number of triple point days you get per year depends on your tier status: For triple point days, a year is defined as February 1st to January 31st. Smart Chip. The draw to this card comes from the added benefits, like annual Star Passes which grant you 25% off Macy’s purchases. Victoria’s Secret or Nordstrom? If your application is denied you’ll receive an explanation why. Best Retail Store Credit Cards of January 2021, How to Transfer a Balance on a Credit Card, How to Get a Cash Advance with a Credit Card, $15 off your first Victoria's Secret purchase; Little Book of Offers, containing $65 in savings, Earn 3X points per dollar on bra purchases at Victoria’s Secret, Earn 1X point per dollar on all other Victoria’s Secret purchases, Double points for making an in-store card payment while making a purchase (once per month), Free standard shipping on purchases that include bras, Earn higher Angel status for more valuable rewards and benefits. And make your payments well ahead of the standard variable APR will be applied as statement... Balance transfers and cash advances can signal to lenders that you must sign up for Victoria s! 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